Home / Financial literacy
Resources coming soon
Achieving a better credit score can mean qualifying for a mortgage, lower interest rate and overall better terms on a loan or credit card. If you’re wondering how to fix your credit and make yourself more appealing to lenders, there are several ways to improve and repair your credit over time. The best time to learn how to fix a credit score is now, so when you need approval for a loan or credit card, your score is already where it should be.
Rather than only looking for ways to raise your score, you may actually be in need of fixing something that’s broken. The credit system is far from perfect and because of it, millions of Americans have credit scores that make them seem riskier than they are. Fixing your credit may be exactly what you need to do.
An individual income tax (or personal income tax) is levied on the wages, salaries, investments, or other forms of income an individual or household earns. Many individual income taxes are “progressive,” meaning tax rates increase as a taxpayer’s income increases, resulting in higher-earners paying a larger share of income taxes than lower-earners. Everyone can benefit from learning more about the taxes we pay and their impact on the world around us. Unfortunately, tax policy can be complex. Our goal is to make sure understanding it isn’t.
Budgeting lies at the foundation of every financial plan. It doesn’t matter if you’re living paycheck to paycheck or earning six-figures a year, you need to know where your money is going if you want to have a handle on your finances. Unlike what you might believe, budgeting isn’t all about restricting what you spend money on and cutting out all the fun in your life. It’s really about understanding how much money you have, where it goes and then planning how to allocate those funds best.